Software Development Engineer II, 3P Credit Card Installments

Amazon
Amazon

Software Engineering, Data Science

Seattle, WA, USA

Posted on Jun 8, 2026

Description

Amazon Payment Products builds the platform and applications powering innovative payment experiences for customers worldwide — including global CoBrand and Private Label credit cards and Shop with Points, the world's largest rewards catalog. The 3P Credit Card Installments team owns the services that enable third-party credit card issuers across North America to deliver compelling financial offer experiences to Amazon customers. Our mission: connect the right financial offer to the right customer at the right time.

We partner with leading banks across NA to bring seamless Buy Now, Pay Later experiences to customers — no application required. We are an AI native team and our work sits at the intersection of technology, using payment services, and banking partnerships, tackling complex, high-impact problems that shape how millions of customers pay on Amazon.

We're looking for builders who think big and thrive AI-Native fast-moving environments. If you're excited about breaking new ground in payments going AI first and want to make a meaningful impact at Amazon's scale, we'd love to hear from you.

Key job responsibilities
- Define, design, and implement AI Native multi-tier distributed software applications.
- Deliver high quality distributed system software using AIDLC lifecycle.
- Estimate support effort, plan implementation of quality features, and rollout system changes that meet requirements for functionality, performance, scalability, reliability, and adherence to development goals and principles.
- Automate partner integration using AI-DLC and ensure a high standard of quality for all of the team deliverables.
- Must be able to effectively collaborate in a fast paced environment with multiple teams in a large organization (software development, QA, Project/Release Management, Build and Release, etc).
- Provide on-call production support for payment platform applications

About the team
The 3P Credit Card Installments team owns the services that enable third-party credit card issuers across North America to deliver compelling financial offer experiences to Amazon customers. Our mission: connect the right financial offer to the right customer at the right time.

We are an AI-native team — our engineers exclusively use the AI Development Lifecycle (AI DLC) across all stages of software delivery, from design and implementation through testing, deployment, and operations. AI-assisted development is not supplemental to our workflow; it is our workflow.

We partner with leading banks across NA to bring seamless Buy Now, Pay Later experiences to customers — no application required. Our work sits at the intersection of technology, payment services, and banking partnerships, tackling complex, high-impact problems that shape how millions of customers pay on Amazon. By leveraging AI-native tooling and practices, we move faster, ship higher-quality code, and accelerate partner integrations at a pace that traditional development cannot match.