Sr Associate -Digital Product Management

American Express

American Express

Product
Bengaluru, Karnataka, India · Karnataka, India · India
Posted on Jun 25, 2025

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.

Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

How will you make an impact in this role?

Responsible for contacting clients with overdue accounts to secure the settlement of the account. Also they do preventive work to avoid future overdues with accounts that have a high exposure.

    It begins with a Card Member using an American Express Card at one of our millions of proprietary Merchants around the world – then processing that transaction and getting the merchant paid is up to us. The Acquiring Capability Delivery (ACD) Products team is at the heart of the proprietary transaction process. We power billions of transactions leading to merchants being paid and continuing to welcome American Express cardmembers and their cards.

    We are looking for a talented Product Owner/ Product Manager to join the ACD Products team to design, develop and manage activities for Acquiring products and planning through production, release and end of lifecycle of product. Partner with stakeholder teams on enhancing/ refining product strategies and roadmaps. Serves as the central resource with design, process, development, test, quality, and marketing, throughout all stages of a product’s lifecycle. Manages the features backlog by identifying and prioritizing features and capabilities through direct input with customers, analysts, developers and architects and knowledge of the domain. Facilitates resolution of risks, issues and changes related to the product development lifecycle. Involvement includes modifications, upgrades and maintenance of the product or product line.

    You will work among high performing product, process, and engineering teams. You will have a passion for both technology and business strategy and an eye on industry trends. Working with our partners you will develop product roadmaps and prioritize features that optimize shareholder value while solving customer problems. You will enjoy being challenged in a fun, collaborative, diverse, and inclusive team environment.

    Does this sound like you?

    Key Job Responsibilities:

    This Product Owner will:

    · Actively participate to design the capability roadmap to enable business processes that support the transaction processing products

    · Identify product solutions for short term tactical needs and long-term strategy

    · Deliver tools & capabilities based on customer needs, competitive analysis and market and technology trends

    · Lead feature and user story definition sessions

    · Establish acceptance criteria, test strategy, and write user acceptance test cases.

    · Lead scope prioritization sessions and backlog grooming

    · Maintain open communication channels with stakeholders, business partners, and technology partners

    · Collaborates with cross-functional teams including Product, Technology and other adjacent stakeholders to gather and document product requirements and to ensure timely delivery of product features, following agile development methodologies.

    · Assists in the identification of technical gaps and collaborates with broader teams to facilitate resolution risks, opportunities and changes tied to product management initiatives and processes. Maintain core critical metrics

    · Support governance processes for assigned product(s)

    Minimum Qualifications:

    · Bachelors/Masters in Information Technology/Computer Science /Computer Applications/Engineering or relevant quantitative field.

    · 3+ years of industry experience on Product management

    · Experience in converting business requirements to tech features

    · Experience in working with technology as partners and working as one team

    · Strong understanding of the Product Management lifecycle, with specific application of Scaled Agile delivery

    · Ability to think globally and drive standardization in processes and capabilities (May be required to "act locally" where governed by compliance, legal, or market-specific requirements)

    · Proven track record of communication, influence, and leadership without authority

    · Demonstration of skill in gathering and facilitating definition and clarity on needs translated into high quality features and user stories.

    · Ability to drive innovation, communicate effectively, and influence without authority are necessary leadership attributes of the successful candidate

    We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

    • Competitive base salaries
    • Bonus incentives
    • Support for financial-well-being and retirement
    • Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)
    • Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
    • Generous paid parental leave policies (depending on your location)
    • Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
    • Free and confidential counseling support through our Healthy Minds program
    • Career development and training opportunities

    American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

    Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.