Enterprise Credit Analyst/Associate

Bank of America

Bank of America

IT
São Paulo, SP, Brazil · United States · Remote
Posted on Jul 2, 2025

Job Description:

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.

Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates’ physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve.

Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations.

At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

Job Description:
This job is responsible for underwriting credit products for clients in Bank of America’s Global Corporate and Investment Bank (GCIB). EC partners with teams across GBAM including Corporate and Investment Banking, Sales & Trading and Global Treasury Management to drive revenue growth while maintaining appropriate risk disciplines specific to GCIB’s corporate credit portfolio. Integral to EC’s mission is to effectively manage and monitor the credit and market risks inherent in Large Corporate and the Financial Institutions portfolio.

Responsibilities:

  • Fundamental Credit Analysis of Financial Institution (FI) and Non-Bank Financial Institutions (NBFI) clients (including assessment of source of repayments, financial analysis using the CAMELS format) across Latin American countries, including Brazil;

  • Engage Global Credit and Banking teams to obtain credit allocations;

  • Perform comprehensive and in-depth client and industry research;

  • Participate in due diligence sessions and client-facing meetings;

  • Be accountable for active client monitoring with a regular review and update of the analysis of counterparties and existing risk ratings as well as the regulatory framework and macroeconomics information of the relevant covered Latam countries;

  • Engage in other credit related activities including presentations to senior management and local regulatory attributions.

Skills:

  • Bachelor's degree in Accounting, Business Administration, Economics or Engineering;

  • 4 to 6 years of experience (including internship or full time) in Credit areas of Financial Institutions, Rating Agencies, Equity Research or related areas;

  • Strong analytical and technical skills, including financial accounting and IFRS9 reporting standards;

  • Ability to understand and represent more complex oriented transactions/deals in oral & written form;

  • Solid MS Word, Excel and PowerPoint;

  • Team player, excellent communication and interpersonal skills, proactive and hands-on approach;

  • Fluent in English and Portuguese;

  • Advanced Spanish will be a strong differential.