Vice President - Credit Product Development - C13 - Mumbai

Citi

Citi

Product
Mumbai, Maharashtra, India
Posted on Jul 9, 2025

Whether you’re at the start of your career or looking to discover your next adventure, your story begins here. At Citi, you’ll have the opportunity to expand your skills and make a difference at one of the world’s most global banks. We’re fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. You’ll also have the chance to give back and make a positive impact where we live and work through volunteerism.

The Product Developer is a strategic professional who stays abreast of developments within own field and contributes to directional strategy by considering their application in own job and the business. Recognized technical authority for an area within the business. This role will partner closely with third-party vendors, internal stakeholders, and cross-functional teams to define product requirements, design robust financial spreading templates, and support ongoing system enhancements. The candidate will have strong background in financial analysis or risk management system, experience working in Agile environments, and proven track record of delivering complex technology solutions

In this role, you’re expected to:

  • The Product Developer is critical in defining system requirements, managing implementation timelines, supporting users, and maintaining a prioritized backlog for ongoing enhancements

  • Review and validate vendor deliverables to ensure alignment with business objectives

  • Lead the creation of financial spreading templates that meet diverse business needs across different industries

  • Develop and document comprehensive business and technical requirements in partnership with Credit Users and Technology partners

  • Ensure templates and data models are scalable and maintainable

  • Manage project timelines, milestones, and dependencies to ensure on-time delivery

  • Creates a product vision aligned to business priorities and corresponding road-map to delivery

  • Facilitate Agile ceremonies (e.g. sprint planning, backlog grooming, etc.) and sever as product owner in a cross-functional Agile team.

  • Develops plans, prioritizes, coordinates design and delivery of products or features to product release, and serves as product ambassador within user community. Track development progress and adjust priorities as needed based on business feedback and resource capacity.

  • Works in close co-ordination with Technology, Business Managers and other stakeholders to fulfill the delivery objectives

  • Manages and implements a wide variety of products and solutions

  • Provide Level 1 and 2 user support during testing, rollout and postproduction support. Develop training materials, user guides and onboarding documentation

  • Identifies solutions ranging across data analytics, reporting, CRM, Trade Workflows and trade processing

  • Has responsibility to deliver direct business results and advice regarding product development that necessitates a degree of responsibility over technical strategy

  • Collaborate with Stakeholders to refine features and enhancements based on usage insights and business evolution

  • Partners with senior team members and leaders and a widely distributed global user community to define and implement solutions

  • Interacts with business managers, technology, and sales to understand their long term vision, discuss industry trends, and incorporate them into the product & solutions strategy.

  • Focuses on controls and governance, including performing Need-to-Know based security and access reviews, Access Approvals, controls testing and documentation

  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

As a successful candidate, you’d ideally have the following skills and exposure:

  • 10-12 years of experience

  • Intellectual curiosity, analytical and conceptual thinker

  • Proactively seeks and develops new opportunities

  • Attention to detail and process/analytic mindset

  • Ability to build networks and relationships internally and externally

  • Familiarity with product development methodologies

  • Direct experience in end-to-end project delivery, preferably in product development, and knowledge of various analytical tools including Qlikview, Tableau, Access

  • Comfortable with performing data investigations that require a high degree of accuracy with tight timescales

  • Ability to create business analysis, troubleshoot data quality issues, and conduct exploratory and descriptive analysis of business datasets

  • Ability to structure and break down problems, develop solutions, and to drive to results

  • Process Management knowledge with a propensity for detail and comprehensiveness of content

  • Ability to collaborate and clearly communicate with team members of an organization

  • Project Management skills with experience leading large cross functional initiatives

  • Generation of reports and presentations for management

Education:

  • Bachelor’s/University degree, Master’s degree preferred

Take the next step in your career, apply for this role at Citi today

https://jobs.citi.com/dei

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

------------------------------------------------------

Job Family Group:

Product Management and Development

------------------------------------------------------

Job Family:

Product Development

------------------------------------------------------

Time Type:

Full time

------------------------------------------------------

Most Relevant Skills

Please see the requirements listed above.

------------------------------------------------------

Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

------------------------------------------------------

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View Citi’s EEO Policy Statement and the Know Your Rights poster.