Credit Risk Analyst
Fiserv
You deserve to do what you love, and love what you do – a career that works as hard for you as you do. At Fiserv, we are more than 40,000 #FiservProud innovators delivering superior value for our clients through leading technology, targeted innovation and excellence in everything we do. You have choices – if you strive to be a part of a team driven to create with purpose, now is your chance to Find your Forward with Fiserv.
Responsibilities
Calling all innovators – find your future at Fiserv.
We’re Fiserv, a global leader in Fintech and payments, and we move money and information in a way that moves the world. We connect financial institutions, corporations, merchants, and consumers to one another millions of times a day – quickly, reliably, and securely. Any time you swipe your credit card, pay through a mobile app, or withdraw money from the bank, we’re involved. If you want to make an impact on a global scale, come make a difference at Fiserv.
Job Title
Credit Risk AnalystJob Title: Credit Risk Analyst
What does a successful Credit Risk Analyst do?At Fiserv, a successful Credit Risk Analyst plays an integral role in maintaining the integrity and security of financial transactions. The role involves using cutting-edge technologies and industry expertise to monitor and prevent fraud while aligning with regulatory and card scheme requirements. As partners in possibilities, we work together to inspire excellence and earn the trust of our clients through our dedication and attention to detail.
What you will do:
- Review transactions to identify any suspicious or fraudulent activity within merchant processing.
- Perform in-depth risk-based reviews on transaction monitoring cases, analyze trends, and mitigate risks with clear and concise narratives.
- Provide fraud education to merchants.
- Manage and understand reputational risks that may arise from merchant activity.
- Ensure swift action is taken and all information is submitted to comply with regulatory requirements.
- Undertake reviews, implement adverse actions, and conduct negotiations if required.
What you will need to have:
- Knowledge of transaction monitoring and fraud prevention.
- Understanding of personal credit reports, business financial statements, and chargeback and disputes processes.
- Detail oriented with a logical and analytical mind.
- Ability to interact effectively and positively with stakeholders, partners, vendors, and clients.
- Highly developed written and verbal communication skills.
- Proficiency in PC applications, including MS Office.
What would be great to have:
- Knowledge of card scheme rules and regulations.
- Experience within risk management, preferably within the acquiring domain.
- Familiarity with regulatory requirements related to financial crime.
Perks at work:We’re #FiservProud of our commitment to your overall well-being with a growing offering of physical, mental, emotional, and financial benefits from day one. Maintain a healthy work-life balance with paid holidays, including Unlimited Recharge & Refuel for qualifying associates, and free counseling through our EAP. Plan for your future with competitive salaries, and our Employee Stock Purchase Plan. Recognize and be recognized by colleagues with our Living Proof program where you can exchange points for a variety of rewards. Prioritize your health with a variety of medical, dental, life and insurance options and a range of well-being resources through our Fuel Your Life program. Advance your career with training, development, certification, and internal mobility opportunities. Join Employee Resource Groups that promote our diverse and inclusive culture where associates can share perspectives, exchange ideas, and elevate careers.
Thank you for considering employment with Fiserv. Please:
- Apply using your legal name
- Complete the step-by-step profile and attach your resume (either is acceptable, both are preferable).
Our commitment to Diversity and Inclusion:
Fiserv is proud to be an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, gender, gender identity, sexual orientation, age, disability, protected veteran status, or any other category protected by law.
Note to agencies:
Fiserv does not accept resume submissions from agencies outside of existing agreements. Please do not send resumes to Fiserv associates. Fiserv is not responsible for any fees associated with unsolicited resume submissions.
Warning about fake job posts:
Please be aware of fraudulent job postings that are not affiliated with Fiserv. Fraudulent job postings may be used by cyber criminals to target your personally identifiable information and/or to steal money or financial information. Any communications from a Fiserv representative will come from a legitimate Fiserv email address.