Senior Credit Risk Analyst - Fintech
IT
Mountain View, CA, USA
USD 150,500-204k / year + Equity
Senior Credit Risk Analyst - Fintech
Company Overview
Intuit is the global financial technology platform that powers prosperity for the people and communities we serve. With tens of millions of customers worldwide using products such as TurboTax, Credit Karma, QuickBooks, and Mailchimp, we believe that everyone should have the opportunity to prosper. We never stop working to find new, innovative ways to make that possible.
Job Overview
One out of every two small businesses fails within their first five years, most often due
to running out of cash. QuickBooks Capital is on a mission to make a dent in that
statistic, by providing small businesses access to the capital they need when they need
it, leveraging the data inside QuickBooks for faster and better decisioning. This way,
our customers never again have to worry about not making payroll or saying no to a
business opportunity. That’s how we power prosperity.
QuickBooks Capital is a nimble and high-priority start-up within Intuit that is looking to
reinvent small business borrowing. We are the fastest growing SMB lending business in
the market. We are looking for top talent that love new challenges, cracking tough
problems and working cross-functionally. If you are looking to join a fast-paced,
innovative and incredibly fun team, then we encourage you to apply.
Responsibilities
A Senior Credit Risk Analyst plays a pivotal role in driving business growth by
leveraging data-driven insights and fostering cross-functional collaboration. Key
responsibilities include:
- Collaborative Product Development and Leadership:
Apply an end-to-end approach to design and implement effective and customer-centric credit products and solutions. Spearhead cross-functional collaboration with product development, product management, marketing, data engineering, compliance, underwriting, and other teams.
- Design and Develop Reporting Suites and Datamarts:
○ Take ownership of creating and maintaining a comprehensive reporting
suite tailored to the monitoring needs of the credit business. Translate
complex business requirements into scalable technical solutions that
balance strategic thinking and technical expertise.
○ Build centralized datamarts that can serve as the foundation for can be
used to scale up reporting capabilities as the business grows
- Leverage AI for continuous process improvements and efficiency boost:
Harness the power of AI technologies to maintain and improve existing development flow. And on the search for new AI powered initiatives to improve team efficiency.
- Business Trend Analysis and Insights Delivery:
Continuously track, analyze, and interpret business trends and key performance
metrics. Conduct deep dives into data anomalies and deliver actionable insights
and recommendations to stakeholders through clear and concise
communication.
- Identify and Execute Growth Opportunities Across the Customer Lifecycle:
Proactively pinpoint opportunities for improvement across all customer
touchpoints, extending beyond credit risk. Take full ownership from concept
development to execution, ensuring measurable impacts on business outcomes.
Qualifications
BS/MS in a quantitative field such as Statistics, Operations Research,
Business/Finance, Economics, etc, with 4+ years of professional experience in an
analytics-related role; lending or fintech experience is strongly preferred.
- Proven track record of extracting actionable business insights from data using
both quantitative and qualitative approaches.
- Experience in any major dialect of SQL (we use HiveQL)
- Strong Python skills with experience in Pandas. PySpark is a big plus.
- Familiarity with big data technologies such as Hive, Spark, and related
frameworks.
- Experience with building complex dashboards using common BI tools such as
Tableau, Qliksense, etc
- Excellent communication skills: demonstrated ability to explain complex
technical issues to both technical and non-technical audiences
- Strong passion for data analysis backed by solid analytical thinking skills, with a
proactive approach to identifying business opportunities and driving innovation
in the lending industry.
- Ability to learn fast and thrive in a fast-paced, results-driven environment.
- Meticulous attention to detail
- Great team player
Intuit provides a competitive compensation package with a strong pay for performance rewards approach. This position may be eligible for a cash bonus, equity rewards and benefits, in accordance with our applicable plans and programs (see more about our compensation and benefits at Intuit®: Careers | Benefits). Pay offered is based on factors such as job-related knowledge, skills, experience, and work location. To drive ongoing fair pay for employees, Intuit conducts regular comparisons across categories of ethnicity and gender.
The expected base pay range for this position is:Mountain View $150,500 - $204,000