Credit Risk - Operations Analyst
JPMorganChase
Credit Risk - Operations Analyst
Job Information
- Job Identification 210660683
- Job Category Credit Risk
- Business Unit Asset & Wealth Management
- Posting Date 2025-08-26, 02:07 a.m.
- Locations Nirlon Knowledge Park, Western Express Highway, Goregaon (East), Mumbai, IN-MH, 400063, IN Parcel 9, Embassy Tech Village, Outer Ring Road, Deverabeesanhalli Village, Varthur Hobli, Bengaluru, IN-KA, 560103, IN
- Apply Before 2025-09-06, 12:00 a.m.
- Job Schedule Full time
- Job Shift Mid-Day
Job Description
J.P. Morgan Wealth Management is a global leader in investment and wealth management, serving institutions, high-net-worth individuals, and retail investors worldwide.
As an analyst in the Securities Based Lending Team at JP Morgan's Asset and Wealth Management Credit Middle Office, you will support client credit needs by evaluating asset portfolios for lines of credit, focusing on creditworthiness and collateral analysis. Responsibilities include annual credit line reviews, client data analysis, and accurate loan documentation preparation.
Job Responsibilities:
- Prepare the analysis of a client prior to underwriting, including pulling client credit and generating a collateral analysis.
- Review lines of credit annually and build recommendations for renewal or modification.
- Analyze client data across multiple systems and conduct preliminary reviews for credit criteria.
- Review and prepare loan documentation with high accuracy.
- Ensure documentation consistency with federal and local regulations.
- Develop an understanding of the Underwriting process to grow into a Lender role.
- Collaborate with business partners to enhance process efficiency.
Required qualifications, skills, and capabilities:
- Minimum of 6 months of experience with Underwriting, Credit Risk, and/or Collateral Valuation.
- Bachelor’s degree in Finance, Economics, or a related field.
- Working knowledge of financial markets and asset vehicles like Mutual Funds, Equities, and Fixed Income.
- Strong interpersonal skills, especially with business partners.
Preferred qualifications, skills, and capabilities:
- Intermediate Microsoft Office skills, particularly Excel, Word, and SharePoint.
- Strong understanding of controls for an error-free environment.
- Ability to review processes and recommend improvements.
- Excellent communication skills with various organizational levels.
About Us
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
About the Team
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